Ensuring your business has the right commercial insurance policies is critical. The types of insurance your business needs will depend on various factors, such as the nature of your operations, the goods or services you offer, and whether or not you have employees. When you need commercial insurance, don’t hesitate to contact us at Reinas Insurance Agency Inc. in Pasadena, CA.
Worker’s Compensation
Worker’s compensation insurance is a requirement if you have employees. This coverage helps pay for expenses related to workplace injuries. Medical bills, legal fees, lost wages, and ongoing therapy costs could be covered through this policy. Having such a policy can protect your business from significant bills that could strain your finances.
Cyber Insurance
With a significant part of most businesses now online, data breaches have unfortunately become commonplace. These incidents can result in customer data being stolen and leaked, causing serious complications. Cleaning up after such incidents can be costly, and this is where cyber insurance steps in.
Commercial Auto Insurance
If your business owns one or multiple vehicles, each must be covered by a commercial auto policy. Regular personal insurance won’t cover accidents involving work vehicles. As such, having this insurance in place is crucial as soon as your company acquires a vehicle. Medical bills and auto repair expenses can accumulate quickly after an accident, and auto insurance can cover these costs.
Acquire Your Commercial Insurance in California
To determine the exact types of commercial insurance your business needs, contact Reinas Insurance Agency Inc. in Pasadena, CA.
