Whether you're renting your first or fifteenth apartment, Reinas Insurance Agency Inc. in Pasadena, CA can help navigate the ins and outs of renter's insurance as a California renter. For many tenants, renter's insurance can be a murky subject. If you're new to renting, renter's insurance might seem optional. For those renting for a while, it may be easier to understand how it's wise to expect the best and prepare for the worst with renter's insurance.
For those renting an apartment, house, townhome, or other qualifying dwelling, renter's insurance provides much-needed protection against liability, theft, and certain types of damage. Without renter's insurance, tenants may face emergencies like break-ins or natural disasters without any way to cover the high expenses associated with these problems. Many tenants find that renter's insurance lets them relax with the confidence that they can handle almost any rental emergency that comes their way.
If you've just moved into a new apartment, you'll want to review your lease's terms for requiring rental insurance. Some landlords hold a policy that you must get renter's insurance before picking up the keys and moving in. Others may not have any policy on renter's insurance and leave it up to their tenants' discretion.
While some California landlords don't require tenants to hold renter's insurance, we strongly recommend getting renter's insurance regardless of your landlord's policy. It's an extra layer of protection that can come in handy when you need it most. If you're still on the fence about renter's insurance, our team of insurance professionals would be more than happy to discuss the pros and cons of renter's insurance for your situation over the phone or in person at our office.
For more information on our renter's insurance policies, call our office at Reinas Insurance Agency Inc. in Pasadena, CA today!