Owning a home is a great way to build wealth as well as a way to be more independent. When you own a home, you need to have a home insurance policy to protect yourself. For most people, having home insurance is required for them. Virtually all lenders will require you to have this insurance, and most HOAs require it, too. When you need this insurance, call us at Reinas Insurance Agency Inc. in Pasadena, CA.
Protection for the Dwelling
You need the home itself to be protected against incidents that cause damage, and home insurance offers that protection. It’s important to have this insurance so that when certain incidents happen, such as specific types of disasters and accidents, you can get the repairs paid for by the policy. This can protect your investment from a wide range of risks.
Protection for Your Possessions
Your possessions also cost a lot of money, and you need to protect them. When you have home insurance, it covers your possessions in the home against certain incidents that can ruin or destroy them. This is valuable coverage because the value of everything when you add it together is considerable. Replacing everything on your own would likely cost too much to afford. With the policy, it will pay for the replacement of the items that were destroyed.
Protection for Your Liability
You’re liable for what happens in your home, and that includes outsiders who have accidents while on your property. If someone were to get injured in your home, the medical bills, lost wages, and other expenses would be paid for by you. When you have home insurance, the policy pays these bills.
Get Home Insurance
If you don’t have home insurance, it’s time to get it. Call us at Reinas Insurance Agency Inc. in Pasadena, CA.