Auto insurance helps pay for the injuries and damage that can happen when you own and drive a car or other motor vehicle. Your motor vehicle may be an auto, truck, van, motorcycle, or another kind of private passenger vehicle.
You must show financial responsibility for any vehicle that you own, in case of injury to other people or damage to their property. Most people show financial responsibility by buying auto liability insurance. California law states, "All drivers and all owners of a motor vehicle shall at all times be able to establish financial responsibility and shall at all times carry in the vehicle evidence of the form of financial responsibility in effect for the vehicle."
If you do not have auto liability insurance, you can be fined, your license may be suspended, and your vehicle could be impounded.